I find the MPA easy to wear, everything is hooked together so I don’t notice anything “off“, even when it’s full. I think it’s a comfortable bag, I don’t wear the gold chain all the time as I do find it gets in my way sometimes. I wear the MPA also with my PM strap and lately with my neonoe strap when I want a thinner strap and it works well. The best part for me is I can carry either pochette alone and the coin purse can hook to either. I wear the tabs turned into my body some of the time, especially if it’s raining. Overall I love this versatile bag. Good luck with your decision!