I came here to say ‘you guys are too good at this’. How in the world did y’all predict the divorce?!
First and foremost, I wish that no marriage is ever torn apart. However, if things have come to such an extreme, I believe it's not shameful to make an assessment.
My guess is that the woman has changed a lot, and her husband couldn't adapt to this change. My other guess is that the bags stayed with the man. That's why the bags were nowhere to be found. The change in their standard of living was because the man was no longer around.