I work full time and earn a pretty decent salary. Overall, we live pretty low on the hog and don't have a lot of expenses. Our house (and mortgage) are fairly small, both of our cars are old and paid for, and we're not extravagant in any other areas of our life except for our annual ski vacation. I've bought a lot of handbags in the last few months, but that's been instead of clothes, shoes, or other "splurge" items. I'm trying to hold off on spending any more for a while, but am on a waiting list for the Darel Charlotte and am probably going to get a white bag (Marc Jacobs Stella is currently at the top of my list) for spring/summer before the good ones are all gone.