Actually, I don't mind at all.
There is no obligation to answer, obviously - although this is a public forum, and the question is completely par for course (whether some people find it rude or not).
The thread link I posted above is really great. I have personally gotten a lot of wonderful tips, and I've saved thousands and thousands of dollars in other areas of my life - which have translated into the most fabulous bags.
I am *more* than happy to share those tips with others who, like me, don't have thousands of dollars lying around to blow on H.
edit:
http://forum.purseblog.com/hermes/saving-for-your-first-hermes-kelly-birkin-bag-190683.html
I don't mind it either as long as they don't make unnecessary comments later like, "OMG, that can be a downpayment for a car/house!" I hate that. It's like an indirect remark that they spend money better than you.
I don't have an H bag yet. That happened with my LVs.