Well, there ya go. I am a professional-grade Catastrophist--that is, give me a hangnail, and I will take it to terminal illness in fewer than five steps or your money back.
So I hear "wood rot" and think San Francisco earthquake of 1906 levels of destruction and.
DH hears "wood rot" and thinks "$$$$" and.
We do not agree on tactics, needless to say.
Yeah but if you don't get to these things early and fix the root cause, you can wind up with a huge $$$$ expense.