I do not have this bag but maybe you can ask on this thread on how people feel about their purchases:
https://forum.purseblog.com/threads/new-in-fendi-fendi-first.1044275/page-5
Personally I do not consider bags to be an investment. Almost all bags will lose value eventually. It's up to the market and people's opinions on what things hold value (or rise in value) like the Chanel CF and Hermes birkins and kellys.
I actually really love this bag. It is the first Fendi bag that I seriously considered buying.
It has a more minimalistic design that is still unique. The clasp is very clever with the F but is not super in your face or logo-y. The smooth leather gives it an elegant touch that works with the shape. The design as a whole allows it to be worn casually but it can also be worn formally (if small enough).
I have not bought it for a couple reasons:
1) To me, this bag only looks good handheld. The strap is practical and many other people wear it beautifully but I like it best as a clutch. Unfortunately, that means my hand is either going to get tired or my arm is going to be occupied carrying this bag. I generally like to be hands free most of the time or at least have a handle where I can put my wrist through.
2) If I'm carrying it with my hands, I know my nails are going to scratch the smooth leather version. My nails are not long but they are not short either. I'm not a careful person and I don't pick things up with the awareness that I need to pick up a bag gently with the skin of my fingers. I'm a grab and go sort of person and I know myself. I will scratch this bag.
Therefore, it does not suit my current habits of how I handle my bags.
My MIL has this bag, and she carries it beautifully! When she came over I got to oooo and ahhh over it haha. (She does not use the shoulder strap.)
Random comment, I did buy the Fendi first heeled sandals and I love them!