Actually, when I wear a necklace it tends to be one of my new Fine Silver fused links necklaces. It goes with everything. 

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I wear a locket. I think they are classic. It has a photos of my parents, my husband and my baby, Daisy (Yorkshire Terrier)! It is an 18K yellow gold locket by Monica Rich Kosann. Katie Holmes made it famous lately. It is gorgeous, and it goes with everything! Plus, I can look inside it and quickly see the ones I love! Welcome to The Fine Art of Family : Specializing in vintage gold and sterling silver lockets, image cases, and jewelry
Normally I'm wearing a white gold cross pendant, or a heart pendant and I think it's great for everyday life. But I also love the Tiffany's bow pendant.
So here are my propositions:
Ya can't go wrong with T & Co.! Enjoy that one!