I carry my purse for my $, my phone,and my beauty stuff. My iPad, notebooks, files, and stuff go in a striped Hampton tote, and my lunch goes in an insulated lunch tote. It often ends up inside the hampton. My gym clothes go in a cheap reusable shopping bag and stay in the car till I go to the gym. On days when the laptop needs to come home, I put it in a great red leather tote I got years ago. Some days I am the real bag lady...but mostly it's just a purse and the Hampton.