Remember that those who elect themselves to the court of judgment of your personal spending have themselves spent plenty of money. They just did it the "right way." There's no arguing with these dingbats.
From a financial standpoint, it makes more sense to spend money on a couple of nice bags and accessories other than non-assets (vacations, movies) or consumables (starbucks, eating out) or items of no value (cheap junk). Yet, I've never heard of someone being shamed over lattes and Caribbean cruises.
"Dingbat" is a fantastic word.
Describes so much, for so many circumstances.

Thanks for reminding me of its greatness.
Must use this word more.