I apply lotion right out of the shower, before I even dry off..I let it set a minute, then I dry off. That way, I'm moisturized, but I'm not greasy. In Arizona in the summer...too much lotion and you'll be sweatin' buckets just walking to the curb to check your mail! I do not put lotion on my forehead or nose though, cuz if I do, I will have to take a toilet seat cover later ($20 for face blotters?!? Are you insane???) and rip it up to blot the oil in those areas. I HATE the shiny look.