I have a friend/acquainatance on a board that wants to buy a purse from me, a very expensive purse, there is no auction involved. She already paid me the full amt. with paypal using a creditcard (in three different installments). I am going to ship with tracking and insurance, but will I be protected should she say the item isn't authentic/misrepresented? Paypal seller protection can't apply as she's in Singapore so what I'm fearing is a chargeback or something. I am friendly with her but you just never know and this is alot of money. Is there another way she can pay me using a creditcard where I'd be more protected? If I listed the item on eBay and she still paid with paypal would I have protection thru eBay? Or could she us bidpay with a creditcard after she won the auction? Just want to make sure I'm protected so looking for the right way to handle this.