This is a great tip if you plan to pay off the bag right away. I closed my Bloomingdales charge (opened years ago) recently because Macy's took over and procedures changed. A finance charge is added to your very first bill. If you pay the bill in full then you don't have to pay the finance charge. If you don't pay the bill in full then you have to pay the finance charge. So beware, because the monthly finance charge on a Bloomingdales credit card is high, over 20%! I had a zero balance on my Bloomies charge back in May and bought a pair of Chanel sunglasses during the F&F event. I was really peeved when the bill arrived and a finance charge was applied since I had no prior purchases/balance. I called c/s to inquire about it because you're supposed to have 30 days to pay your bill in full before being subjected to finance charges... at least that's how my other CC's work. The c/s rep stated it's called a "discretionary finance charge" which both she, and her supervisor, refused to remove. It just didn't seem ethical IMO. I paid the bill in full and closed my account!
This is a great tip if you plan to pay off the bag right away. I closed my Bloomingdales charge (opened years ago) recently because Macy's took over and procedures changed. A finance charge is added to your very first bill. If you pay the bill in full then you don't have to pay the finance charge. If you don't pay the bill in full then you have to pay the finance charge. So beware, because the monthly finance charge on a Bloomingdales credit card is high, over 20%! I had a zero balance on my Bloomies charge back in May and bought a pair of Chanel sunglasses during the F&F event. I was really peeved when the bill arrived and a finance charge was applied since I had no prior purchases/balance. I called c/s to inquire about it because you're supposed to have 30 days to pay your bill in full before being subjected to finance charges... at least that's how my other CC's work. The c/s rep stated it's called a "discretionary finance charge" which both she, and her supervisor, refused to remove. It just didn't seem ethical IMO. I paid the bill in full and closed my account!
Call Hasan Guresci (212-705-3456). He is very helpful and can assist you with any bag on the floor, Chanel or otherwise. He helped me with Chanel and Chloe today! Tell him Amanda from Colorado sent you...