Does anyone actually attach keys to the ring and then zip them into the cles as well. I would love to have one but don't intend to keep cards or money in it. I received a zippy wallet for Christmas and love it, love to pull it out and also use as a clutch. But want a key holder that will keep my keys from scratching my phone and wallet hardware when in my bag. Dont believe a key holder would work due to bulky fob. Cannot justify the cles if it won't actually hold the keys as it would just be a key chain for my needs. Any input is appreciated. I carry 2keys, one with a fob, an entry pass for daughters preschool and my gym membership ID tab.