I always have these akoya pearl studs my mom gave me, a Movado or Tag watch, a Tiffany ring my bf gave me on my left middle finger, and a custom designed diamond necklace- it's just a .5 carat diamond surrounded by smaller diamonds on a simple white gold chain.
That is my everyday outfit.
For special gatherings, I'll throw on a cocktail ring for my right hand, wear pearl strands instead of the diamond pendant, and a few bracelets.