The black and camel (I think
Loewe’s name for the colour is “Warm Desert”) would be the two most versatile colours. They are neutral and very easy to match. I’ve used both multiple times now and I really haven’t had them for that long. I think the pictures accurately show the colour, but it’s always best if you can see it in person. There is also an Emerald Green version which I think is pretty special - I already have a green bag though and I don’t use it enough to justify the purchase of another. I think I’m a touch on the conservative side, style-wise. Still, I mention it because you might want to take a look at it.
The leather feels really nice on the satchel - it might be because it’s padded, I’m not sure. It closes easily and securely… the only thing I’d point out is that some might find it doesn’t carry enough. I do not carry a wallet, just a card holder, so I’m fine with the limited space - but I could see how someone who prefers a wallet might find it a touch tight.
In any event, I agree with you that it is a special bag that manages to be stylish without being loud and my experiences with it have been all positive so far!