You're in San Francisco, right? Have you gone to the Jewelry Mart on Brannan, south of Market? They have the best prices anywhere. Forgive me if you already know about them but they are not open to the public -- you have to make an appointment to go in with one of the jewelers who is in the building. But once you're in, you can go to ANY of the stores. We bought my engagement ring at Padis. Their website is padisgems.com. You can go there to make the appointment online. Have fun and good luck!