This probably won't help but I was in American Eagle last week and there was this one girl and her friend. The girl was trying on the shirt and really liked it but the friend said "Well I like it but you need gas for your car more then you need the shirt". I though that was really responsible for her to put the shirt back and wait until it went on sale or something.
Also, you might not want to do this, but what about like leasing your bags? Like if one of your friends has been eyeing one of your bags you could let her use it for like a month for $10-ish dollars?
Or you could offer to clean people dorms (like 20$ for vacumm, dust, clean bathroom, make bed, etc)
Or if you do end up getting a job, maybe you could try to apply at the
Coach store so you can get a discount on the bags! (If they even do that) I mean, you already know tons of stuff about them from being on tPF and you already have some of their products...
I hope that everything works out for you!