Sounds like you have your work cut out for you - and also sounds like a lot of fun! We're still contemplating on where to even look for a house to buy - it's been going on for over 3 yrs so I don't see anything happening this year either...No major bag plans this year. I reshaped my bag collection last year and bought some jewelry. A few weeks ago, DH and I bought a second apt, a prewar with substantial outdoor space. It was a covid bargain; and, it’s in dire need of a year long full gut conversion, reconstruction and complete redecoration. And, after that‘s completed we plan to do the same with our first one. So, 2021 will be about that