I hear you. Then just go all about the stones and do the simplest setting to showcase your beauties to look something like that:
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This type of reset should not be expensive, as you would be able to use both the stones and the metal you already have and it would give you time to enjoy just the beauty of your stones, have a a new ring and not feel stressed about choosing the "wrong" setting. And when you come across a setting you absolutely love and must have, you can do it without feeling guilty about spending money again.