I have Ripka, Yurman and Hardy. I love the fact that Ripka does an inexpensive line of sterling silver with diamonique stones for QVC, a little more upscale line for Saks, Neimans, with silver/18kt gold and then an ultra high line of 18kt and platinum for her boutiques...pieces for everyone. I also find I like more of her designs than I do Yurman and Hardy, but as I said I have purchased all three over the last three months.