i live in toronto...it gets pretty cold here but not like montreal. im generally the type of person who gets warm fairly easily so im never too worried about the cold...
in terms of coats, i have tons but the one i always wear is my Soia & Kyo which i purchased last year but they have a modified version this year http://www.soiakyo.com/app/webroot/shopfall11/index.php?menuby=fab&langue=en&devise=CAD&genre=F&coll=FW11&cat=down&dets=JENNA&detsc=1&pg=0
the collar makes it upto my ears, and the hood is super toasty. last year i wore the jacket on the fabric side, this year ive been loving the shiny side (its reversible). it's 70% down, 30% feather and plenty warm for me. i purchased it for $350 but i've seen lots of soia&kyo jackets being sold at Winners for amazing prices under $300(not sure if there's a Winners near you).
in terms of coats, i have tons but the one i always wear is my Soia & Kyo which i purchased last year but they have a modified version this year http://www.soiakyo.com/app/webroot/shopfall11/index.php?menuby=fab&langue=en&devise=CAD&genre=F&coll=FW11&cat=down&dets=JENNA&detsc=1&pg=0
the collar makes it upto my ears, and the hood is super toasty. last year i wore the jacket on the fabric side, this year ive been loving the shiny side (its reversible). it's 70% down, 30% feather and plenty warm for me. i purchased it for $350 but i've seen lots of soia&kyo jackets being sold at Winners for amazing prices under $300(not sure if there's a Winners near you).