I agree about not using credit cards for bags. It just isn't worth it. I deposit the money and write the check for the credit card before I make the purchase when I buy online!
But everyone else is right about paying yourself first, asking for GC for holidays and saving what you would otherwise spend on other things. It all adds up really fast!
But everyone else is right about paying yourself first, asking for GC for holidays and saving what you would otherwise spend on other things. It all adds up really fast!