I always use my debit card because I don't have a credit card and I don't really want one either...the interest put on top of the borrowed money is just crazy! I choose to stay away from that.
I just steal my bags off of the elderly, the disabled, or the really stupid. Sometimes I sneak them directly out of saks after removing the security tag.
Ok, not really!!! I'm in a totally wierd mood today, lol! I put them on credit cards to get frequent flyer miles, then usually pay it off in full to avoid any fees. I've been slipping up a bit on this lately though -- leaving a small balence -- so need to be more careful. Maybe actually resort to stealing bags to save, LOL!
im relying on my debit card, and then i have visa advantages on the stuff i buy. im trying as hard as i can to not having to get a CC, but like mandm, i might in a ocuple of years for the frequent flyer miles.
I have been using my cc thru paypal and then paying off the cc balance in large chunks. So if I bought a $1400 bag, I paid in three $470 payments. I made these payments out of my own personal savings account. And now my savings account is empty, so no more bag buying and as a matter of fact, I am going to do some bag selling.