Unless you're really going to USE the agenda--that's a pass. And unless you're a small/mini purse person--pass on those too. The wallet might be a nice touch. It's kinda nice pulling out a nice, luxurious wallet even if you're carrying a $10 Old Navy tote--you know? I think both styles are nice. I like the classic--but I'm 31, whereas the multi is something that's a bit more fun. Maybe you should go for a fun wallet That's my 2 cents.