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Most of the favs in my collection are vintage ones that I've picked up at random places along the way. Usually $20 can get you something very unique and fun!
Sesrup:
There are many of us here who don't own a single LV, Chanel or YSL. It's fun obsessing about those bags - but my most expensive bag cost about $400 and I even agonized over that purchase. Personnally, I love shopping the end-of-the-season sales at Saks - especially once things get down to 50% off the already marked-down price! I think you'll find that the PF is a great source of info on great bags at all prices. Check out some of the threads on great summer bags under $150.