I think diamond studs are definitely worth it. DH bought me some for a special birthday some years ago. I picked studs because I wanted something I could wear daily and get the most use from, they also go with everything. I've never regretted it, they feel so special when I wear them, the shine is amazing. I wear them most days but do have other earrings that aren't so expensive that I still love to wear. I was also lucky to pick them up in a local stores closing down sale
so I ended up with a better cut & size than I was expecting 
You also mention buying a LV bag but think you'd get more use out of the studs. I would question that as a classy bag looks fantastic and can be used daily. I guess it depends on which other bags you own.................if it were my first luxury designer bag, I'd go with the bag. I think I'd get far more of a wow factor out of the bag each day than the earrings.


You also mention buying a LV bag but think you'd get more use out of the studs. I would question that as a classy bag looks fantastic and can be used daily. I guess it depends on which other bags you own.................if it were my first luxury designer bag, I'd go with the bag. I think I'd get far more of a wow factor out of the bag each day than the earrings.