Diamond chipped!

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#16
Swanky Mama Of Three said:
Ooops, misread insurance name!


here's mine. . . still head over heels over it :love:


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Wow!! It's perfection Swanky :hbeat::cloud9::heart::tup::coolio:
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#17
texasbrooke said:
I just noticed a chip on the girdle of my 4 ct pear diamond. I'm shocked and so upset! I've had this stone in the same setting for about 12 years. I know it is secure etc, and do not recall hitting it with such force to cause a chip (think I would remember that!). What do I do? Can it be polished out? It's not huge, but I def can see it and I louped it (yes, I have loup at home) and can def see it then! Appreciate any advice. Scared to tell my husband until I have possible solutions!
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So sorry to hear this:( Can you post a pic so we can see how bad or not (hopefully) it is?
 
#21
texasbrooke said:
State Farm for valuables policy. On a separate note....ironic that you responded because I remember loving your ring and have been searching for the photo of it to no avail. Lol. Since I may be in the market for a new ring.... May start over or just replace pear...not sure yet. Can you post the picture again? Please?
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There are some companies that only insure jewelry. My jeweler actually recommended it for covering substantial pieces, rather than have a PAF on your regular policy. They also have special insurance for pieces you only wear now and again where the cost is cut by 3/4 (you can only take them out of the bank so many times a year and for so many days). It's full replacement insurance, so no worries and it also covers damage such as chips, losing a stone, etc. that many homeowner's policies don't cover (which I found out years ago when a baguette chipped on a new ring from Tiffany's).
 
#25
I do have a "special" policy just for my larger items. I will try to get a picture. It is small but visible to me. I am def a fan of insurance for large value items. I met with one of the approved jewelers and he will begin process of sourcing a replacement stone after Jewish holidays. At that point, I can either take the replacement stone from the recommended jeweler or "cash out" for the value of his stone and source my own stone. I have no deductible and it seems I will be able to get a similar stone for the amour I have it insured for. Which is great news!
 
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