Diamond chipped!

Aug 7, 2008
242
59
I just noticed a chip on the girdle of my 4 ct pear diamond. I'm shocked and so upset! I've had this stone in the same setting for about 12 years. I know it is secure etc, and do not recall hitting it with such force to cause a chip (think I would remember that!). What do I do? Can it be polished out? It's not huge, but I def can see it and I louped it (yes, I have loup at home) and can def see it then! Appreciate any advice. Scared to tell my husband until I have possible solutions!
 

MyLuxuryDiary

Member
Aug 28, 2013
4,166
154
I'm so sorry this happened to you :sad: honestly, what I would do is I would take it to my jeweler and have him/her tell me what to do or how it can be fixed. Best wishes xoxo
 

Harpertoo

Member
Feb 5, 2013
783
25
Europe
Definitely take it to a good jeweler to have them acess the chip.
You may have several options including a re-set to protect the girdle and hide the chip, but you want to be sure you're not risking further damage.
 

ame

O.G.
Mar 22, 2007
13,472
674
You'd need a jeweler to assess the damage and give you the options. If it's JUST in the girdle, it might be something you can reset for protection, but any polishing will potentially affect carat weight.
 
Aug 7, 2008
242
59
Turns out my stone chip is covered by my valuables policy. Unfortunately, it is way under-insured as I haven't updated the value in many years (dumb, I know). I have to go to one of their "approved" jewelers for a stone quote before deciding to use their jeweler or cash our and use my own. The insurance makes the situation better, no doubt, but will still be out of pocket quite a bit to replace with similar stone, if I can even find one. Insurance will not pay to repair, only replace.
 
Aug 7, 2008
242
59
State Farm for valuables policy. On a separate note....ironic that you responded because I remember loving your ring and have been searching for the photo of it to no avail. Lol. Since I may be in the market for a new ring.... May start over or just replace pear...not sure yet. Can you post the picture again? Please?
 

Swanky

Admin
Admin
O.G.
Jan 12, 2006
87,216
9,308
Oh man I love a pear!
I'll snatch a pic from an old thread.

Funny you have Farmers with a substantial ring! My agent looked at mine and shook his head handing me a pamphlet :sad:
I'd rather keep it all with one company :shucks:
 
Aug 7, 2008
242
59
It's State Farm...not Farmers. And they only do my valuables. Our homeowners is through another company as State Farm no longer writes homeowners policies in our state (Florida). Agree...I'd much prefer to be with one company too!
 

saligator

O.G.
Nov 21, 2006
2,567
673
Oh no! Ouch! Not updating the valuation and having to do replacement only. I hope it doesn't hurt too badly. Maybe if you get a good jeweler, they can help you find a deal on your stone. Can you post a picture of the chip or is that not possible?
 
Aug 7, 2008
242
59
:sad:
I'm not able to get a picture as it is really small. I'm going to one of the "approved" jewelers tomorrow. If he's able to photograph, I'll post pictures.
 

Swanky

Admin
Admin
O.G.
Jan 12, 2006
87,216
9,308
Ooops, misread insurance name!


here's mine. . . still head over heels over it :love: