Hi! So I went in yesterday to purchase my third love. As I understood there are only two different screw sets for the love bracelets (10 diamonds and under). The SA I had spoke to about the supposed 3rd generation was not in, but the manager said he has not heard of this yet. (Although I would not discount what another poster here was told, as we all know some stores say one thing, while others say something completely different.)
The original is where the screws come completely out and the "2nd generation" is where the screws stay attached.
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My first love that ended up being replaced was purchased in August last year. It was a 2nd generation, but the screws kept coming loose to the point the outer side would come
completely undone. I have had no problems with my 2nd bracelet or the replacement!
I was allowed to try on both rose and yellow gold, but ended up going with the rose gold to go between my two white gold 4 diamonds. They were all sent off to be engraved. I am excited because they will re rhodium when they do the engraving, so the whites will look like new!
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I have mine insured through State Farm. It was as simple as the store printing up an appraisal for me, faxing it in and adding it my personal articles jewelry policy.
Hope this helps!.