I have paid for an item through wire transfer before. It was with a seller with an online presence and store and also a real store that I was able to phone. I'm from overseas and this seller couldn't confirm my billing address as this is forbidden under privacy laws in Australia so she refused to accept payment by Paypal as I can't be confirmed. I was VERY hesitant to send the money through as there;s no chargeback facility BUT if you are confident in the seller, it's a possibility. Make sure you get as much info about the seller as you can beforehand. Why not ask for a photocopy of their social security number and/or photo ID/drivers license? This way if anything goes wrong you could go straight to the police - and the seller knows it!