I am not a crossbody, waist or fanny pack fan. I love a serious large tote and a smaller purse inside, a great clutch or demi.
The diaper bag is great for dropping off at the sitters/ day care. But, looking back now, I would get a glorious tote for me and my babes. They're easy to fit a bottle pack in, diapers and a change of clothes, plus a small handbag. Now with three growin girls 5, 8, 9 the tote is especially great for us.
I remember carrying my wallet in the diaper bag (blah!)