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I think a lot of people wear their engagement ring on their right hand during their actual wedding ceremony (at least for Catholic ceremonies, which is all I can personally vouch for/have experience with). I'm from NY and after the wedding just about everyone I know who is married wears their wedding band with their engagement ring on their left hand.I think this kind of thing comes down more to personal choice/comfort than to region. For instance, I know it's 'tradition' to wear your wedding band closest to your heart and your engagement ring in front of it, but my mom always wore her engagement ring first then her wedding band in front. I'm used to that since I grew up seeing it and I'll probably wear mine the same way when I get married.
And so yes, i see this quite a bit and also a lot of ladies I know who have 4+ carat diamonds do not wear them on a daily basis.
Personally, with insurance I don't understand why someone would selectively enjoy their jewelry.![]()