Thank you all so much! Love getting opinions from fellow purse lovers. 
1) Let me know what you think of your new Flap Crossbody once you load it up! What color did you get?
2) Glad you mentioned the strap length as that is my one hesitation! If it has 2-3 more holes to make it longer than I would be the perfect bag. I'm debating whether punching one additional hole would help enough. I consider myself average height (5'6") so this bag would definitely not work as a crossbody for taller ladies.
3) Yep, black and white striped lining! And the original pics may be deceiving because this one holds the most. But that ball adjustment is unusual. It came on the middle hole and I need 1 longer but I was not able to do it myself. I'm going to have my hubby try.

Wow I feel like this questions was made for me! lol
1) I just got this bag in the mail last night so I haven't had a chance to load it up and make sure it's a keeper. It's so DARN cute though! I love the zipper flaps on bags...apparently.. because I have several that style between MK, MBMJ, and KS. lol. I love the chain detail too.
2) I loved this style so much when it came out and waited till I could get a good deal and ordered it. Unfortunately the strap wasn't quite long enough for me to wear crossbody so I had to send it back, otherwise it would have been a keeper.I love the saddlebag style.
3) I have this bag too.This one holds a lot and I LOVE the striped lining (this one has it too, right?). The big pocket on the front is great! I dont't like the way the strap adjusts with the little ball...makes it difficult to adjust length..so this works the best if you only want to keep on one length.
So basically I like all of them and in essence I'm really no help lol. I suggest loading each one up with what you plan to carry in it and walk around the house. Go with the one that feels the most comfortable, holds all your stuff, goes the best with your outfits, and the one that just feels like love. Let us know what you decide!
Oh and fyi - none of these bags I have/had in Black .
1) Let me know what you think of your new Flap Crossbody once you load it up! What color did you get?
2) Glad you mentioned the strap length as that is my one hesitation! If it has 2-3 more holes to make it longer than I would be the perfect bag. I'm debating whether punching one additional hole would help enough. I consider myself average height (5'6") so this bag would definitely not work as a crossbody for taller ladies.
3) Yep, black and white striped lining! And the original pics may be deceiving because this one holds the most. But that ball adjustment is unusual. It came on the middle hole and I need 1 longer but I was not able to do it myself. I'm going to have my hubby try.