Well, I voted tote, because that's what I have the most of, and that's what I tend to be drawn towards, but recently I've been really into cross-body once I figured out how to carry it so that it doesn't cut me right between the boobs and I LOVE being able to be completely hands free.
I've also been drawn towards satchels lately because I love the elegance of them, but I have to have the option to be able to put it on my shoulder.
Ideally my bag would be something that I could wear either on my shoulder, cross-body or hand held.
Clutches are sweet-looking, but I really need some sort of handle or strap. Hate having to hold onto it all the time.