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Honestly if you only want to put cards in it, get the card holder. Pretty sure its the same price. With the cles you have to contend with that chain scratching against the strips on your cards causing damage. Otherwise you have to have the chain hanging out all the time. I have both, and I am yet to find a use for it as I have the 4 key holder which is great. I am seriously considering cutting off the chain and just having a mini pouch. Hmmm.
There's loads of videos on You Tube about what fits in what. Have a look. Some great reviews too.