Maybe! I wonder if it makes a diff that we're in different cities (as I think you're in T.O. and I'm not)? Totally know what you mean, b/c I would feel the same!Oh really? Weird, maybe my SA knew I would be buying stuff down the road and said it would be a credit towards my next purchase, I’m not sure. I would rather get it as a refund and use it later, then it would probably count as new pre spend but then my SA would probably be like why if I’m going to use it anyways.