Zippy, it's compact, secure and you can fit a surprising amount. You can put cash, coins and cards etc but I usually empty my coins at the end of day into a coin purse. I just tried the Rosalie and although I could fit everything I carried in the zippy to the Rosalie, the Rosalie just looked really bulky and stretched and it was harder to find cards in it. . So it's going back. Zippy is just easy to use esp if you carry mostly cards and some cash and coins.