I never consider jewellery an "investment" financially - the few pieces out there that might count are well beyond my price range anyway

When I say "investment piece" I mean a high quality, well made item that is tasteful, classic, and will serve me well right into my much older years.
I'm looking at gem grade freshwater pearls, far more "bang for buck" than Akoyas, and the top ones available are really quite good these days. I prefer all nacre so they will last the distance and not look dull or become "blinkers" down the track.
I'm leaning towards the bracelet..... if nothing else it's extra matched pearls should I opt to extend my strand or if a pearl is lost or damaged.