I'm 40, and would absolutely carry that bag. It is an animal print, but to me it's not overdone. You can wear that with a lot, and dress it up or down. I wouldn't put the fob on it, I was put that on a solid color bag.
I just got a red patent leather hobo that I had been stalking for awhile. After I got it, I wasn't sure it was something I would really use. But I loved the bag, so I gave it some time. Now I carry it a couple times a week.
I say give it a few days, try it on with different outfits, and then decide.