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Wow, it's perfect and looks beautiful on you. I've had some bad experiences with overstock jewelry but this really restores my faith. I've been wanting one exactly like this and in this size and my local jeweler quoted me around $400 just for the setting and chain. In that case I would get to choose my own diamond but it looks like you really lucked out! Did you know anything about the cut or the diamond proportions before you bought it? It looks really clear and sparkly in the photos. Enjoy and wear it in good health!
I have been researching & thinking about getting a DBTY style necklace for some time. I originally wanted a classic Tiffany & Co. DBTY but given my champagne taste & beer budget, it just wasn't meant to be (at this time). I wanted a bigger diamond than I could afford from Tiffany, and since it would be on my neck, the diamond quality honestly wasn't that important to me.
Then I looked into building my own DBTY from Blue Nile, but didn't really like the thicker chain. I saw someone post a link in the "Show us your Tiffany DBTY Necklace" thread to a DBTY style necklace at Overstock. I already had a couple of coupons which would bring the necklace under $500 and that was it!
Stats are: 1/3 CT (may be 0.28 to 0.36 carat) H-I color, SI1-SI2 clarity, on a thin 14k white gold, 16" chain.
Link: http://www.overstock.com/Jewelry-Watches/14k-Gold-1-3ct-TDW-Bezel-set-Diamond-Necklace/680281/product.html
The setting
Okay here's my review. If you want a DBTY style necklace with a larger diamond on a budget, this is the one for you.
Pros: The chain is beautiful & dainty, the perfect length for a DBTY style necklace (in my opinion), and I like that it doesn't have that "Mickey Mouse" look with the "ears" around the bezel. It looks like the diamond is just floating on my neck, which I like.
Cons: Obviously when it comes to diamonds, you get what you pay for. It certainly doesn't sparkle like a Tiffany diamond, but having bought diamond jewelry from Overstock before, I can say it's pretty good quality for the price. The other thing I don't necessarily love, is the bezel is a little too thick for my taste, I would have liked a thinner bezel.
I hope this helps someone considering this necklace, overall I am pleased!