I use a purse insert to help my totes hold their shape, plus it makes changing bags so much easier. I use a very small insert instead of a wristlet now and it's very easy to find what I need without looking in my bag by using the little pockets as well as the main compartment. There's even a zippered one so it can be closed. I then stick my wallet, the small insert, sunglasses case and checkbook (yes, I still carry a chevbook) in the larger insert. (I don't bother with the pockets in the larger insert) When I changed bags I grab the insert out and stick it in another bag. That's the only way I started changing bags often, because it was now easy to do.
Usually, the stuff shows up on the FOS at the same time or even before the stores. Oddly enough it didn't this time so I'm wondering if it will or not too.