Good Morning -
My thoughts aren't beyond the initial as I have not actually carried any of the three yet (at home sick with a horrid cold for the last 3 days...) However, they are all smooth glove tan leather, not pebbled or grain. I'd have preferred pebbled because it wears easy but I don't think they'd look as classy in pebbled. JMHO. Oxblood is a solid color whereas the olive is burnished and beautiful! The detailing on the black embellished is really nice. Its even on the sides of the bag, but not too much at all (or I'd have just gotten the plain black). So, I'd say my fav is burnished olive by far due to the gorgeous color, then embellished black then oxblood. I had been interested in the Dinky 24 but I just couldn't make them work for me w/o really changing what I carried (I think mainly b/c of the French coin purse inside which took up room). With this, I don't see that I am having to carry less. I'll use them though fall before big winter coats come out and then switch to my Rogues. Also, one last thing...they do open with the Swagger turnlock but only one turns to open (turning the one opens both) and then the flap flips up.
Hope this helps!