I use my cles as my main wallet every day, my car keys and house keys hang on the outside and all my credit/debit cards/IDs and rarely cash, is inside. It doesn't hang too low for me in the car! I have a bunch of keys on it and my gym tag. When I run to the strore, I can only grab the cles - no purse or other wallet! I almost never have change, but when I do - goes in the cles as well!! It's the BEST! I have a bigger wallet with cards I don't use as often. I have more than 10 cards in the cles.