Yes I think that’s what will work best for me too. That makes a lot of sense, thank you for weighing in!I had been using a compact bearn for as long as I can remember - that together with a calvi. Prior to that, I used to have a long wallet and while that had been pretty useful too, I find the compact bearn and calvi easier to use and fit in smaller bags. Honestly though, I could go just with the calvi since I don't carry cash and that happens most of the time.