Is the bag perfect for you in every other way? Do you love it otherwise? If so, why don't you consider keeping it? Unless you are planning to resale it, the snipped tag should not be a problem.
I don't know this seller, but some of the other posters have said that the tags can be snipped for samples, etc. The bag would still be authentic.
If it bothers you a lot, or you feel that you overpaid, then do return it of course. Pay Pal would be on your side because the bag is SNAD with a snipped tag. The seller may be angry about the white plastic tag, but it will not affect your Pay Pal case if you need to use them.
I don't know this seller, but some of the other posters have said that the tags can be snipped for samples, etc. The bag would still be authentic.
If it bothers you a lot, or you feel that you overpaid, then do return it of course. Pay Pal would be on your side because the bag is SNAD with a snipped tag. The seller may be angry about the white plastic tag, but it will not affect your Pay Pal case if you need to use them.