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you should consider getting the cartier love ring as a promise ring. this way, when you do get engaged/married, you can wear it on your right hand or as a wedding band. my cousin did that before she and her husband got engaged and i loved it.
i think they cost like $1,000 without the stones though (the thicker ones), and the mini love ring i believe is just under $700. not sure. you can get the tiffany ring when you get engaged.