I agree. I'd sign up for Paypal. I have a joint account with Hubby and I was able to sign up without any problems. If you just send a wire transfer and they send you a fake, then you have no protection and are out of luck.
paying for a high priced item
- Thread starter babyhart
- Start date
I agree. I'd sign up for Paypal. I have a joint account with Hubby and I was able to sign up without any problems. If you just send a wire transfer and they send you a fake, then you have no protection and are out of luck.
Who is this seller, if she's a trusted seller on tPF?
The best protection is by paying with a CC, such as in cases of theft and loss. Preferably use AMEX. I would never wire transfer or send a cashier's check unless I knew the person personally and trusted them. Last resort would be to open up Paypal and then use funds from you bank account, and even still that isn't the best as Paypal doesn't always work in your favor in disputes.
The best protection is by paying with a CC, such as in cases of theft and loss. Preferably use AMEX. I would never wire transfer or send a cashier's check unless I knew the person personally and trusted them. Last resort would be to open up Paypal and then use funds from you bank account, and even still that isn't the best as Paypal doesn't always work in your favor in disputes.
I think it's too big a risk. 5k is a lot of money to lose. If you can afford to spend that much, why not buy it at the store?
Why dont you ask if any other PF members have bought from this seller before and paid by bank transfer?
5K is an awful lot of money and there is not harm making sure before deciding. Good luck babyhart! I hope it turns out well for you no matter what you decide on.
You owe it to yourself to pay in a manner which affords you the most protection-I don't care what you are buying, and from whom-please try and take the emotion out of this transaction and protect yourself-good luck!
consider getting a c/c for internet transactions alone. an amex will protect you regardless. they are pretty great i hear.
bank transfers are not traceable and you will never get your money back in a dispute. c/c through paypal or nothing, in my book.
sorry, reputatable or not, doesn't sound like a smart move.