Actually, I have never had any issues at all with PayPal (at least nothing like a frozen account!, but there are several potential red flags from PayPal's perspective. I think that even though this is a
really big inconvenience for you, if you think about it from a user protection standpoint you might see why this isn't necessarily a bad thing that they're being so cautious.
1) Are you registered in the US or Canada, or registered elsewhere? I ask because it means that if you're not registered in either of those two countries, most likely your PP account is not confirmed. This is a big security loophole and lots and lots of fraudulent sellers use this to get around having to provide any sort of real identity verification. They can then just disappear once the buyers have sent them the money--and neither PayPal nor the buyers can do a thing about it.
2) If I understand correctly, you have recently sold two Hermes bags, but never such high ticket items before? If so, that is a big red flag for PayPal's fraud surveillance group. They are always on the lookout for potentially hijacked selling accounts or PayPal accounts.
3) I actually don't agree that PayPal is looking out for themselves; I feel that for ONCE they are acting in the best interest of buyers.
I do find it very odd that they called you to tell you this, though, because if they were able to reach you via the phone number on your PayPal account, it's clearly not been totally hijacked.
4) You mention that you have 100% feedback, but technically so do lots of crooks on eBay. I am sorry to be so blunt because I am in NO way impugning your honesty or the authenticity of the bags! I am just trying to put it into perspective. 100% feedback means practically nothing (though it is nice to have
). There are plenty of truly excellent longtime sellers who sell nothing but authentic, and their FB is not flawless (because you can't please everyone all the time forever--and some people on eBay are just nuts and post negs to get their kicks). Conversely, there are plenty of crooks out there who have 100% because either their buyers didn't know any better or they hijacked someone else's account. Then there's a third category of sellers with relatively few feedback (less than 500)--and a single neg as a buyer might have killed their percentage and would have nothing to do with their selling activity. Feedback is not really an indication of much, is my point here.
I am sorry you're dealing with this; I do know that anytime eBay or by extension PayPal makes one of their seemingly arbitrary and random rulings it can be incredibly frustrating for honest sellers!! I do hope it all works out promptly.