So I had a Chanel WOC and I loved it but I had to compromise to enjoy her so eventually I did sell her... So here are some things to consider if youre in the market for one!
First, try it on! Try it on many times if you need to. Its pricey for a small bag so make sure it fits your aesthetic and needs. Will it be a going out only bag? An errands bag? A daily bag? What is it that you want to use it for and what needs do you have? Be realistic, because you can take a loss if you determine it is not for you down the line. I did not lose too much but i rather keep than sell a bag.
Secondly, think about the items you hold. The items you listed will fit fairly well in a WOC, but it also depends on what you are using. Even if you use a cles or key holder, if you have large key fobs/bulky keys, it may be tight squeeze. Also if you have a bulkier phone case, it will be a tight squeeze. I dont use a wallet in that bag because it already has card slots.
The woc is essentially a really big wallet... So it is not a bag you will enjoy if you are constantly in need of possibly needing more room. If you are an extremely light packer and can go without, the woc works for you. It does work for me now but then I bought an Eva from LV, and never touched my woc again.
Also, keep in mind, this is a snap closure bag. Are you okay with that? Are you okay with the chin strap length?
Essentially, I love the woc. It is a beautiful bag and can be very useful because you can go so compact and hands free. I went on a lot of adventures and nights out with that bag but it was frustrating to have to compromise my daily essentials to accommodate that bag so ultimately she found a new mommy.
Hope this helps you! I think it can work for you if it fits your lifestyle... if it doesnt, you will be disappointed.