You Charged It !! Do You Own It Right Away?

Jan 23, 2006
15,877
19
New York New York
I know people that if they buy a highend item, they feel that they dont own it untill its been paid off, or a least almost paid off.

Me personally, I own it right away.

How about you?
 

ranskimmie

Member
Jan 25, 2006
9,919
21
I agree. I think as soon as I have given my John Hancock its mine! But I must admit paying it off feels wonderful!
 

Dani

Member
Feb 3, 2006
897
8
35
I don't have a CC yet! :smile: I think that I would consider it mine as soon as I swiped the card. I also think I would max out my card within one shopping trip to the mall, so I stick with my debit for now! :smile:
 

star3777

Fellow "Passionista"
Nov 20, 2005
4,166
31
I own it right away, I mean it's not like your NOT going to pay for it, right? The decision has been made, it's yours, IMO.
 

mlertpac

O.G.
Mar 1, 2006
672
1
maybe I'm anal, but I don't use my credit card unless I know I can pay it off. it sort of defeats the purpose of owning one, but I have a really bad shopping habit and I don't want it to get out of hand.
 

ayla

nyan nyan percent
O.G.
Oct 19, 2005
26,070
112
Toronto, Ontario
It's mine once the card goes through the swipe. I never carry a balance, it's more like using a card is a way to get a free month long loan that I'll pay off right away, plus earn some sort of reward. Oh and of course let credit card companies take a peak at what I buy.. unfortunately.
 

IntlSet

Bonjour!
Jan 29, 2006
12,532
49
Chicago
mlertpac said:
maybe I'm anal, but I don't use my credit card unless I know I can pay it off. it sort of defeats the purpose of owning one, but I have a really bad shopping habit and I don't want it to get out of hand.
I'm that way, too. I don't think it defeats the purpose of owning a card, though. It's convenient and you build good credit. That's pretty good reason!
 

purselova34

Member
Jan 15, 2006
1,988
3
NJ
I never use credit but do have debit. So, the money goes right through. So, I feel like I own it. lol
 

cate22

O.G.
Feb 13, 2006
2,304
1
Own it. I also pay my credit card bills in full b/c I hate the idea of giving them any more money if I left a balance..
 

angelica

Ladybug Lucy
O.G.
Feb 13, 2006
2,648
1
Where it never snows
I own it. I have many credit cards and they are all paid in full each month. This way I easily justify "rewarding" myself. And look forward to buying something else lol.